The main difference lies in the number and timing of paychecks. Semi-monthly pay provides 24 paychecks a year, with payments on specific dates, such as the 15th and 30th of each month. In contrast, biweekly pay provides 26 paychecks annually, with payments every two weeks. Biweekly pay can lead to two months in a year with three paychecks, which doesn't occur with the semi-monthly schedule.
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